Finance | Loans | * Written by Pankaj Gautam | Sunday, 02 September 2012 19:06 | Word Count: 455

The personal loan or individual loan is one of the greatest financial helps which is financially motivated to render on time support to the needy loan seekers. During the time of urgent financial constraint, the very personal loan renders its significant assistance and helps you get rid of your personal expenses. The loan is entirely dedicated to solve your financial aggravation so as to render immediate assistance in time of necessity.

There is no dearth of financial institutions or banks that can offer you quantitatively enough personal or individual finance for your need. However you are requested to be contemplative to your personal needs before resorting to such financial approach. In this regard, some of the most important things that you should know are to understand your current income and needs.

Income eligibility is one of the set of standards of such financial institutions on which the loan is sustained. The supposed income of applicants should be around of Rs 120000 annually. Though the income eligibility requirement is entirely subjective decision of a particular bank, virtually all the banks have almost same set of standard in this regard.

Personal loan, once taken, comes with a responsibility of payout on timely manner. The payout responsibility matters most in acquisition of individual finance. It usually involves timely payment in order to fend off late payment penalty. Usually the payment tenure is 5 yrs to 7 yrs. depending upon your credibility as a borrower; you are allowed the tenure period to repay the loan.

However, you are supposed to payout the loan timely to avoid being charged for late payment or non-payment of the loan. One of the best things to do when it comes to choosing a good bank is to resort online assistance. There is no dearth of banks that offer individual finance. This makes customers baffled to choose a reliable bank.

The online assistance means using Internet facility to access website of few banks with good market reputation. Even the online reviews of particular banks would help you conceptualise which bank is helpful for you in respect with availing the financial help for personal use.

Personal loan interest rate, one of the important factors in personal/individual loan, will be familiarised well using the Internet service. Though all the banks have their respective interest rates over individual finance, using the online service will greatly help you being familiar with a personal loan of the bank that charges minimum rate of interest.

Personal loan is surely one of the most reliable financial assistance. It can help you get rid of your personal problems to a greater extent. There are many banks or financial institutions that will cater your need greatly in this regard. Apply for Axis Bank Personal Loan & Canara Bank Personal Loan in India.

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Source: http://www.freearticleforyou.com/Finance/Loans/understanding-personal-loan-and-how-it-works.html

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oil painting

What do you know about oil paintings? Oil paintings are the results of using pigments or colors bounded with a medium of drying oil. The skillful mixture and use of these pigments result to such breathtaking works of art that are worthy of attention even in the most modest of homes to the grandest buildings or halls in the world. Leonardo da Vinci?s Mona Lisa is only one of the many famous works that classify as oil paintings. Other famous creators of the most notable oil paintings in history include Claude Monet, Pierre Auguste Renoir, Rembrandt, Vincent Van Gogh and Raphael.

When you ask art collectors for tips on how to start building their collection, they would most likely advise you to oil paintings. A small part of you would probably have a longing to own something created by an artist which are of the same caliber as the ones just mentioned. However, unless you are one of the world?s wealthiest people, the only way you can have a Monet or Renoir oil painting is to have a reproduction of them. Even the reproductions of their work done by other artists do not come cheap.

But you shouldn?t let that limitation stop you. You would be surprised at the vast array of oil paintings that are worth buying out there. If you go to some art galleries or art dealers, especially the smaller ones, you might be able to buy oil paintings made by local talent. You never know, you might buy the work of an artist who will be such a huge name in the art scene in the future and you can boast about having one of his earliest paintings.

Auctions are also a good source of oil paintings and other works. You can even check out some local art competitions to find out the caliber of the local talent and the relative unknowns.

There are also many websites on the internet that are dedicated to selling the works of art of relatively unknown artists. There are a lot of online art galleries that aim to make original oil paintings accessible to art lovers all over the world. An American will have the chance to own an original oil painting of an Asian or African artist.

Buying online involves the risk of being given fake paintings or receiving the paintings in bad condition. If you do enough research on the many online art galleries, you will have a good idea on which sites to trust.

Buy oil paintings but do not make your decision based only on the fact that they are the cheapest. You should like the painting in its entirety, from its theme or message to its craftsmanship and the colors that were used. Given time, you will also be able to learn to assess whether an oil painting is of good quality and that you will be buying a noteworthy addition to your collection.

Source: http://www.e220v.biz/start-your-own-art-collection-by-buying-oil-paintings.html

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US special forces in Afghanistan have suspended training for about 1,000 Afghan police recruits to vet existing members, the military said Sunday, after a surge in insider attacks on NATO.

There has been a sharp rise in so-called “green-on-blue” attacks in recent months, in which members of the Afghan security forces turn their weapons on their Western allies, sometimes their military trainers.

In more than 30 such incidents this year, 45 coalition troops have been killed — about 14 percent of the overall death toll in the war for 2012. Most have been American, though the latest to die were three Australian troops.

“Current partnered operations have and will continue, even as we temporarily suspend training of about 1,000 new ALP (Afghan Local Police) recruits while re-vetting current members,” a spokesman for the US forces in Afghanistan, Colonel Thomas Collins, said.

Taliban insurgents claim responsibility for many of the attacks, saying their fighters have infiltrated the Afghan army and police, but NATO says the majority of the incidents are due to cultural differences and personal animosities.

Last month was the worst for insider attacks in more than 10 years of war, with nearly one in three international coalition deaths caused by Afghan allies.

The ALP — which has around 16,000 members — is a US-sponsored police force recruited to fight Taliban insurgents in remote areas of the Afghan countryside, though it has been accused of corruption and violence towards civilians.

“While we have full trust and confidence in our Afghan partners, we believe this is a necessary step to validate our vetting process and ensure the quality indicative of Afghan Local Police,” the US spokesman said.

The suspension was temporary, the colonel said but gave no timeframe. The serving ALP members will continue to carry out operations while the vetting goes on.

Training for the Afghan National Police and Afghan National Army — carried out by NATO rather than the US — will not be affected by the halt.

Afghan interior ministry spokesman Sediq Sediqqi said: “We want all the training programmes for our police forces to continue and we are in discussion with our NATO partners about it.”

There are about 130,000 US and NATO troops in Afghanistan fighting the Taliban insurgency and training the Afghan security forces since the Taliban were ousted from power in late 2001 in a US-led invasion.

The US-led NATO troops will withdraw at the end of 2014, giving all security responsibilities to the Afghan forces in a US-designed programme that began earlier this year.

The Taliban have stepped up their attacks in recent months as part of efforts by the insurgency to undermine the transition process.

Source: http://news.yahoo.com/us-suspends-afghan-police-recruit-training-130459402.html

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High blood pressure or hypertension needs no introductions as the world is well aware of the fatalities that are caused by this silent killer. This is a serious health problem that can result in a heart attack or stroke. Blood pressure is the force that blood exerts when it flows through the arteries. A healthy person’s blood pressure remains at 120/80 range. This may fluctuate or increase somewhat during exercise and sleeping. Sometimes, blood pressure can increase due to various other factors. Such spikes or lows in BP can be due to normal reasons. However, long-term increase of blood pressure can cause various problems with the body. High blood pressure has no signs or symptoms in its early phases. Therefore, a person can go for a number of years without knowing that his blood pressure is high. By this time, however, damage would have occurred to the heart, lungs, kidneys and other parts of the body. As high blood pressure is asymptomatic, it is necessary to ensure regular blood checks. This is the only method of identifying high blood pressure. Most doctors may prescribe lifestyle changes and dietary changes including medication for treating elevated levels of blood pressure. Among the many medication options, Cozaar, a Angiotensin Receptor blocker, is one of the high efficacy medication prescribed for treating high blood pressure.

Not All High Pressure Cases are Equal

Most often, almost 90 percent of the time, the cause of hypertension is not known. When the cause of hypertension is not known it is referred to as essential or primary hypertension. There are various theories that abound about the cause of essential hypertension. These include genetics, hormonal factors and other abnormalities in the body. The other 10 percent of high blood pressure is referred to as secondary hypertension. This is most often due to a medical condition or medication. Kidney disorders are the most common problem of high blood pressure. Kidneys play a pivotal role in the regulation of blood pressure. Kidneys regulate salt and fluid volumes. They also produce enzyme known as rennin, and it control blood pressure. Therefore, any problems with the kidneys will automatically affect blood pressure. Blood pressure may also change during the last trimester of pregnancy. This requires constant monitoring as without proper care, it can cause preeclampsia, a condition where both the mother and the baby’s lives can be affected.

When to Worry about Hypertension

If you have family members with hypertension, you should always be concerned with your blood pressure. For example, blood pressure monitoring is necessary if a father or mother or brother has hypertension. Most people have no idea when they should worry about hypertension. Here are some warning bells for you to be alert to. Hypertension can occur due to obesity, lack of exercise and improper diet. Therefore, if you are obese, and lead a sedentary lifestyle, and eat the wrong types of food, you should worry about hypertension. A blood pressure reading over the normal range requires lifestyle and dietary changes in order to control hypertension. If your blood pressure reading is over 140/90, you need to obtain medical advice on the best course of action regarding the reduction of high blood pressure.

Medication for Hypertension

Sometimes, lifestyle changes alone do not help regulate high blood pressure. In these instances, doctors prescribe medications such as Cozaar. This is an angiotensin II receptor blocker that works by inhibiting the narrowing of blood vessels. This, in turn, enables smooth blood flow through the arteries. Beware of the side effects that may occur when taking the medication. Common side effects include stuffy nose, back pain and upper respiratory tract infections. Severe side effects such as, decreased sexual ability, blurred vision, urination problems, and serious allergic reactions require immediate medical attention.

High blood pressure is not something that should be ignored and left untreated. So, if you are feeling any tale tell symptoms, or falls into a high risk category, do not put off your visit to the clinic for a BP check up. Even keeping a home HP monitor is worthwhile as they are now quite affordable. Untreated hypertension can result in a heart attack, stroke or even death. Therefore, do not ignore this condition as high blood pressure can be treated with medications as Cozaar, so that you can enjoy a healthy life. A range of HBP medications are available at Big Mountain Drugs, a top end international drugstore and other reputed Canada pharmacies.

Author Chani M Thebuwana contributes health articles courtesy of Big Mountain Drugs Canada, one of the top rung online Canadian pharmacies. You can buy various Canada Rx drugs for any illness or medical condition, via our international pharmacy, at hugely discounted prices. Customers can buy Cozaar online in branded form or check on other generic Cozaar Losartan Potassium from our pharmacy. Big Mountain Drugs.Com is a CIPA approved Canadian affiliate pharmacy operating from British Colombia, Canada from which customers can purchase high quality drugs at cheap prices.

Keywords: buy Cozaar, generic Cozaar, Health, Fitness, Canadian Pharmacies, Canada pharmacy

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Source: http://video.msnbc.msn.com/nightly-news/48873917/

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WASHINGTON (AP) ? President Barack Obama says he’s a “huge Clint Eastwood fan,” even in the aftermath of the actor’s rambling “invisible Obama” monologue at the GOP convention.

Obama says in an interview with USA Today released Sunday the Academy Award-winning Eastwood is “a great actor, and an even better director.” But Obama was coy when asked if he was offended by the performance.

Eastwood talked with an imaginary Obama in an empty chair before Mitt Romney‘s speech at the GOP convention, saying the president has failed to deliver on his promises.

Obama says, quote, “if you’re easily offended, you should probably choose another profession.”

The president joked on Twitter after Eastwood’s appearance, tweeting that “this seat’s taken,” along with a photo of him in his chair at a Cabinet meeting.

Source: http://news.yahoo.com/obama-says-hes-huge-clint-eastwood-fan-153955009–election.html

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Ghana U20 coach Maxwell Konadu has invited 27 players to start preparing for September’s final African Youth Championship final qualifier against Morocco.

The under listed players of the Black Satellites are to report for camping on Monday, 3rd September, 2012 at the Ghanaman Soccer Centre for Excellence at 5:00pm.

Squad

1. MICHAEL SAI – NANIA F.C

2. MUNTARI TAGOE – MEDEAMA S.C

3. FELIX ANNAN – KOTOKO

4. RICHMOND NKETIAH – MEDEAMA FC

5. KOFI KOOMSON – AMEDAUS F/C

6. NARTEY POLO – NEW EDUBIASE

7. JEREMIAH ANKORFUL – TEMA YOUTH

8. LAWRENCE LARTEY – ASHGOLD

9. AHMED ADAMS – CHELSEA

10. FRANK MINTAH – MEDEAMA

11. LAHWEH ATTAMAH – TEMA YOUTH

12. SMALL BOY KORBAH – KOTOKO

13. VICTOR AYIRE – AMEDAUS F.C

14. SEIDU SALIFU – WA ALL STARS

15. ISAAC SACKEY – LIBERTY PROF.

16. DERRICK MENSAH – TEMA YOUTH

17. PRINCE BAFFOE – KOTOKO

18. EMMANUEL GYAMFI – UNITY F.C

19. JACOB APPAU – MEDEAMA

20. MICHAEL ANABA – KOTOKO

21. MOSES ODJER – TEMA YOUTH

22. ROGER SACKEY – EASY PROF.

23. FRANCIS NARH – TEMA YOUTH

24. BENJAMIN FADI – HEARTS OF LIONS

25. OLLENU ASHIETEY – HEARTS OF OAK

26. FATEU SAFIU – INTER ALLIES

27. EBEBEZER ASSIFUAH – ELEVEN WISE

Source: http://sports.myjoyonline.com/pages/news/201208/93138.php

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Courtroom sketch of Dr. Lynne Fenton and shooting suspect James Holmes (Bill Robles)
CENTENNIAL, Colo. — James Holmes’ defense team said their client might have tried calling his university psychiatrist minutes before shooting erupted in an Aurora, Colo., movie theater on July 20.

During testimony, defense attorney Tamara Brady asked Dr. Lynne Fenton if she recognized a university hospital operator’s number that appeared on a redacted treatment file for Holmes.

“Did James Holmes call that number nine minutes before the shooting started?” Brady asked.

“I don’t know,” Fenton responded. It’s unclear if Holmes specifically tried to reach the psychiatrist and, if so, why.

Her testimony dominated the nearly four-hour hearing on Thursday in which Judge William Sylvester tried to determine the nature of Fenton’s professional relationship with Holmes, whether a notebook Holmes sent to Fenton is privileged information and when Holmes’ treatment ended. Fenton also testified she contacted a university police officer on June 11 about Holmes. She said she was concerned and was trying to gather more information.

The defense scored a bevy of victories — at least temporarily — on Thursday, winning arguments that Fenton is a psychotherapist and that their professional relationship possibly continued to the date of the attacks. Holmes, still with orange-red hair and a maroon jail jumpsuit, seemed more active and observant than past court appearances. He particularly took notice when the psychiatrist entered the courtroom the first time.

Fenton, who coordinates a team of clinicians that offers mental health assistance to university students, testified that she severed her relationship with Holmes on June 11 — the last day she saw him before the massacre that claimed 12 lives and wounded 58 movie-goers.

“On July 19, did you have an active doctor-patient relationship with James Holmes?” prosecuting attorney Karen Pearson asked Fenton.

“I believe I did not,” Fenton replied.

But Sylvester cautioned attorneys that there might be a difference between when Fenton thinks she terminated the relationship and when the law says it ended.

“I need further evidence,” the judge told attorneys, finding for the defense. “Once the relationship is established, it is incumbent that the evidence show it terminated.”

Lawyers mostly asked Fenton about the timing of their relationship, how she terminates patient relationships and how she informed campus authorities about Holmes. Prosecutors repeatedly attempted to gain insight into Holmes’s treatment. But the defense, led by Brady, objected on numerous occasions, saying the prosecution sought protected information.

Despite the judge’s findings, the privilege issue isn’t over. On Sept. 20, the court will continue hearings on whether the notebook is covered under doctor-patient laws. That hearing will feature testimony from three more prosecution witnesses and a defense witness.

Among the defense wins Thursday:

* Judge William Sylvester said Fenton’s role in Holmes’ treatment is more akin to a psychotherapist–which the defense has argued for weeks–than a medical doctor, which the district attorney’s office maintained. Information Holmes shared with Fenton is, thus, more protected.

* Absent new testimony or evidence, Sylvester hinted he’s inclined to rule that Holmes’ treatment with Fenton continued beyond June 11, the last date Fenton saw Holmes, and possibly up until July 19, the day before the shootings. That’s key to Holmes’ defense because the longer his doctor-patient relationship with Fenton persisted, the longer the defense can invoke privilege.

* Sylvester quashed the prosecution’s attempts to delve more into the notebook Holmes mailed to Fenton on July 19, the night before the attacks. The DA’s office argued unsuccessfully that observations by an Aurora Police detective were instrumental in answering whether the notebook is privileged information. Holmes’ defense team repeatedly objected to the prosecution’s tactics.

Three other prosecution witnesses–all law enforcement–testified on Thursday. Greg McGahey, a postal service agent who investigates postal crime, said that evidence suggests Holmes mailed the notebook to Fenton on July 19. Alton Reed, an Aurora Police detective, later testified about seeing the package that contained the notebook through a camera on a bomb robot. Another witness, Steve Beggs, an ATF agent, had his testimony cut short after the defense successfully argued that his testimony was not relevant to the issue of privilege.

Holmes faces 142 counts from the shooting at the midnight premiere of the new Batman movie in Aurora, a Denver suburb.

Source: http://news.yahoo.com/blogs/lookout/colorado-shooting-suspect-may-tried-calling-doctor-minutes-004954118.html

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Mitt Romney vowed to rescue the US economy and create jobs as he accepted the Republican presidential nomination at the climax of a convention that sought to humanize the candidate.

“What is needed in our country today is not complicated or profound. It doesn’t take a special government commission to tell us what America needs,” Romney said in his prime-time pitch. “What America needs is jobs. Lots of jobs.”

The former Massachusetts governor told Americans that Barack Obama had singularly failed to deliver the “hope and change” he had promised and that the country must elect Romney to save an economy crippled by wrong-headed policies.

“Our problem is not that he is a bad person, our problem is that he is a bad president,” Florida Senator Marco Rubio agreed as part of a barnstorming introduction to Romney that did the rising star’s lofty ambitions no harm at all.

Romney’s elevation to official challenger to Obama in the November election comes more than five long years after he launched his first White House bid and with the current race neck-and neck and dependent on a handful of key states.

The convention injects momentum into the Republican campaign as Romney slingshots out of Tampa on a 10-week dash across battleground states like Florida, Ohio, Virginia and Colorado — any of which could decide the race.

After trailing for months, the multimillionaire former venture capitalist has recently drawn even in national polls with Obama, an incumbent saddled with a sluggish US economy and stubbornly high unemployment.

Romney has touted his business acumen, arguing that he has the skills necessary to steer America back to prosperity, but he trails Obama badly in terms of likability and can come across as stiff, awkward and out-of-touch.

He sought to blunt that advantage from the moment he entered the convention hall, surprising delegates by striding in on a red carpet and hugging and kissing dozens of supporters before taking his place on stage, his eyes wet with emotion.

“Tonight I am asking you to join me to walk together to a better future,” he said, adding that the running mate he chose, Paul Ryan, is “a man with a big heart from a small town (who) represents the best of America.”

The job of softening Romney’s edges has largely fallen to his wife Ann, who brought down the house Tuesday with a rousing speech about their high school romance, their all-American family and his devotion to public service.

During Thursday’s climax to three nights of raucous political theater, a succession of speeches and appearances completed a carefully choreographed attempt to reintroduce Romney as a more touchy-feely character.

His son Craig was followed by members of Romney’s Mormon church, a cohort of Olympians, and even a surprise cameo from legendary Hollywood star Clint Eastwood, as the Republicans launched a coordinated charm offensive.

Romney himself did not dwell on his faith, a form of Christianity that many still distrust, but his speech did contain personal anecdotes intended to help him connect better with middle-class Americans.

“My mom and dad gave their kids the greatest gift of all — the gift of unconditional love. They cared deeply about who we would be, and much less about what we would do,” he said.

Wrapped inside his family message was also a targeted pitch at the women voters who could prove decisive on election day but risk being alienated by Republican positions on social issues like abortion.

“My mom and dad were true partners, a life lesson that shaped me by everyday example,” he said.

“When my mom ran for the Senate, my dad was there for her every step of the way. I can still hear her saying in her beautiful voice, ‘Why should women have any less say than men, about the great decisions facing our nation?’”

But the overriding narrative of Romney’s speech was that Obama had had his chance and failed, and it was time to elect someone who could turn things around.

“Hope and change had a powerful appeal. But tonight I’d ask a simple question: If you felt that excitement when you voted for Barack Obama, shouldn’t you feel that way now that he’s President Obama?” Romney asked.

“Today the time has come for us to put the disappointments of the last four years behind us,” he added.

“Now is the time to restore the promise of America.”

The Obama campaign was left unimpressed.

“Much like the entire Republican convention, Mitt Romney’s speech tonight offered many personal attacks and gauzy platitudes, but no tangible ideas to move the country forward,” said Obama campaign manager Jim Messina.

“What he didn’t share were his actual proposals, which would take our country backwards.”

“In an almost 45-minute speech, Mitt Romney didn’t find a moment to mention Afghanistan. With no new plans and evasion about his real plans, Mitt Romney leaves this convention no stronger than he came.”

Source: http://news.yahoo.com/romney-accepts-republican-presidential-nod-025600106.html

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The tremendous volume of tweets around the Republican convention do not generally dwell on questions of policy. As countless commentators have pointed out, the conventions are more about personalities and imagery than they are about platform and ideas.

The one major exception we see on Twitter is when a particular line from a speech stands out. The following graph shows mentions of three of the most-discussed political issues: abortion, unions and education.

Tops Issues

The explanation is simple. Most abortion comments referred to Virginia Gov. Bob McDonnell in connection to Virginia’s controversial bill requiring women seeking abortions to have an ultrasound.

The spike in union references comes directly from New Jersey Gov. Chris Christie’s zinger:?”They believe in teacher’s unions, we believe in teachers.” And the education spike is thanks to Condoleezza Rice’s line that education is “the civil rights struggle of our day.”

UPDATE, 9:56 p.m.: Jeb Bush’s education-heavy address drove similar volumes of discussion about education, though there’s no one line responsible:

We’re working on an official?corollary to the Signal’s theory of one-liners.

Source: http://news.yahoo.com/blogs/signal/convention-one-liners-driving-most-discussion-issues-twitter-002234973.html

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